{"id":12681,"date":"2022-02-11T14:53:56","date_gmt":"2022-02-11T14:53:56","guid":{"rendered":"https:\/\/sentinelnew.advisornet.org\/planification-successorale\/"},"modified":"2025-06-23T20:17:16","modified_gmt":"2025-06-23T20:17:16","slug":"planification-successorale","status":"publish","type":"page","link":"https:\/\/sentinelgroup.ca\/fr\/planification-successorale\/","title":{"rendered":"Planification successorale"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"12681\" class=\"elementor elementor-12681 elementor-3977\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9150040 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"9150040\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6791ebf\" data-id=\"6791ebf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-241875a elementor-widget elementor-widget-heading\" data-id=\"241875a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Planification successorale<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bdd28d0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bdd28d0\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-409e699\" data-id=\"409e699\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-abb3cca\" data-id=\"abb3cca\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-c826e64\" data-id=\"c826e64\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-c2f6a34\" data-id=\"c2f6a34\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d7db65d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d7db65d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7b1ed4c\" data-id=\"7b1ed4c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-50d8078 elementor-widget elementor-widget-text-editor\" data-id=\"50d8078\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Tout le monde devrait envisager <a class=\"glossaryLink\" style=\"box-sizing: inherit; border-top: 0px #e6e6e6; border-right: 0px #e6e6e6; border-bottom: 1px dotted #000000 !important; border-left: 0px #e6e6e6; border-image: initial; outline: 0px; vertical-align: baseline; background: transparent; margin: 0px; padding: 0px; text-decoration: none !important; transition: background 300ms ease 0s, color 300ms ease 0s, border-color 300ms ease 0s; color: #000000 !important;\" href=\"https:\/\/sentinelgroup.ca\/fr\/planification-successorale\/\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;encoded_tag_open \/&gt;\/p&lt;encoded_tag_closed \/&gt; &lt;encoded_tag_open \/&gt;div class=glossaryItemTitle&lt;encoded_tag_closed \/&gt;ESTATE PLANNING&lt;encoded_tag_open \/&gt;\/div&lt;encoded_tag_closed \/&gt; &lt;encoded_tag_open \/&gt;div class=glossaryItemBody&lt;encoded_tag_closed \/&gt;An insurance program designed not only to provide funds for the prospect's dependents upon the death of the prospect, but also to conserve, as much as possible, the personal assets that the prospect wants to bequeath to heirs. Estate planning usually involves accountants, lawyers, and the trust officers of banks, as well as insurance agents.&lt;encoded_tag_open \/&gt;\/div&lt;encoded_tag_closed \/&gt; &lt;encoded_tag_open \/&gt;p&lt;encoded_tag_closed \/&gt;\" data-gt-translate-attributes=\"[{\">la planification successorale<\/a> . Sans un plan successoral solide en place, une grande partie de votre succession pourrait &ecirc;tre inutilement perdue en taxes, frais, frais administratifs et homologation. <\/p>\n<p>La <a class=\"glossaryLink\" style=\"background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; box-sizing: inherit; border-top: 0px #e6e6e6; border-right: 0px #e6e6e6; border-left: 0px #e6e6e6; border-image: initial; outline: 0px; vertical-align: baseline; margin: 0px; padding: 0px; transition: background 300ms ease 0s, color 300ms ease 0s, border-color 300ms ease 0s;\" href=\"https:\/\/sentinelgroup.ca\/fr\/planification-successorale\/\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;encoded_tag_open \/&gt;\/p&lt;encoded_tag_closed \/&gt; &lt;encoded_tag_open \/&gt;div class=glossaryItemTitle&lt;encoded_tag_closed \/&gt;ESTATE PLANNING&lt;encoded_tag_open \/&gt;\/div&lt;encoded_tag_closed \/&gt; &lt;encoded_tag_open \/&gt;div class=glossaryItemBody&lt;encoded_tag_closed \/&gt;An insurance program designed not only to provide funds for the prospect's dependents upon the death of the prospect, but also to conserve, as much as possible, the personal assets that the prospect wants to bequeath to heirs. Estate planning usually involves accountants, lawyers, and the trust officers of banks, as well as insurance agents.&lt;encoded_tag_open \/&gt;\/div&lt;encoded_tag_closed \/&gt; &lt;encoded_tag_open \/&gt;p&lt;encoded_tag_closed \/&gt;\" data-gt-translate-attributes=\"[{\">planification successorale<\/a> est le processus qui consiste &agrave; s&rsquo;assurer que vos actifs sont r&eacute;partis selon vos souhaits&nbsp;; donner ce que vous avez &agrave; qui vous voulez, quand vous voulez et comme vous voulez &ndash; au moindre co&ucirc;t financier et &eacute;motionnel possible, dans le respect des exigences fiscales et l&eacute;gales applicables.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-df7e84e\" data-id=\"df7e84e\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a550bcf elementor-widget elementor-widget-text-editor\" data-id=\"a550bcf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><b>Les taxes et les frais peuvent &agrave; eux seuls r&eacute;duire une succession jusqu&rsquo;&agrave; 55&nbsp;%<\/b><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1f70d51 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1f70d51\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a42f018\" data-id=\"a42f018\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f75e3e9 elementor-widget elementor-widget-heading\" data-id=\"f75e3e9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">D&Eacute;MARREURS DE PLANIFICATION D'&Eacute;TAT <span style=\"color:#0072e9\" class=\"bigger shorthead \">E<\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d480a5 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7d480a5\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8cb2aaf elementor-widget elementor-widget-text-editor\" data-id=\"8cb2aaf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><b>La <a class=\"glossaryLink\"  aria-describedby=\"tt\"  data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;PLANIFICATION SUCCESSORALE&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;Un programme d&amp;#039;assurance con&ccedil;u non seulement pour fournir des fonds aux personnes &agrave; charge du prospect au d&eacute;c&egrave;s de celui-ci, mais aussi pour conserver, dans la mesure du possible, les biens personnels que le prospect souhaite l&eacute;guer &agrave; ses h&eacute;ritiers. La planification successorale implique g&eacute;n&eacute;ralement des comptables, des avocats et des agents fiduciaires de banques, ainsi que des agents d&amp;#039;assurance.&lt;\/div&gt;\"  href=\"https:\/\/sentinelgroup.ca\/fr\/glossary\/planification-successorale\/\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]'  tabindex='0' role='link'>planification successorale<\/a> est un exercice tr&egrave;s personnel. Utilisez cette courte liste de contr&ocirc;le pour vous aider &agrave; vous concentrer sur certains des probl&egrave;mes les plus importants.<\/b><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8588488 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"8588488\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm113.9 231L234.4 103.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L285.1 256 183.5 357.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L369.9 273c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Est-ce que vous et votre conjoint avez des testaments qui ont &eacute;t&eacute; r&eacute;dig&eacute;s ou r&eacute;vis&eacute;s au cours de la derni&egrave;re ann&eacute;e&nbsp;?<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm113.9 231L234.4 103.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L285.1 256 183.5 357.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L369.9 273c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Votre testament d&eacute;signe-t-il un tuteur pour vos enfants mineurs si vous et votre conjoint &ecirc;tes d&eacute;c&eacute;d&eacute;s&nbsp;?<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm113.9 231L234.4 103.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L285.1 256 183.5 357.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L369.9 273c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Avez-vous consid&eacute;r&eacute; les avantages d'une fiducie r&eacute;vocable entre vifs, comme &eacute;viter l'homologation&nbsp;?<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm113.9 231L234.4 103.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L285.1 256 183.5 357.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L369.9 273c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Avez-vous le bon montant et le bon type d'assurance (vie, invalidit&eacute; et maladies graves) ?<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm113.9 231L234.4 103.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L285.1 256 183.5 357.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L369.9 273c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Votre portefeuille d'assurances a-t-il &eacute;t&eacute; revu au cours des deux derni&egrave;res ann&eacute;es ?<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm113.9 231L234.4 103.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L285.1 256 183.5 357.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L369.9 273c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Souhaitez-vous faire des dons &agrave; vos &oelig;uvres caritatives pr&eacute;f&eacute;r&eacute;es de votre vivant ou &agrave; votre d&eacute;c&egrave;s ?<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm113.9 231L234.4 103.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L285.1 256 183.5 357.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L369.9 273c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Avez-vous pr&eacute;vu la poursuite ou la vente de vos int&eacute;r&ecirc;ts commerciaux?<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm113.9 231L234.4 103.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L285.1 256 183.5 357.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L369.9 273c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Avez-vous d&eacute;cid&eacute; qui h&eacute;ritera de vos biens apr&egrave;s votre d&eacute;c&egrave;s et de ceux de votre conjoint ?<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm113.9 231L234.4 103.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L285.1 256 183.5 357.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L369.9 273c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Avez-vous pr&eacute;vu les &eacute;tudes de vos enfants ou petits-enfants ?<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm113.9 231L234.4 103.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L285.1 256 183.5 357.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L369.9 273c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Avez-vous pris des dispositions pour les besoins de soins de longue dur&eacute;e de votre conjoint et de vos parents?<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm113.9 231L234.4 103.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L285.1 256 183.5 357.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L369.9 273c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">&Ecirc;tes-vous s&ucirc;r que votre plan successoral est &agrave; jour et tire parti de toutes les strat&eacute;gies d'&eacute;conomies d'imp&ocirc;t possibles?<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a51498 elementor-widget elementor-widget-text-editor\" data-id=\"0a51498\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Parlez &agrave; un repr&eacute;sentant de Sentinel Financial aujourd&rsquo;hui et il vous aidera &agrave; obtenir des r&eacute;ponses aux questions ci-dessus.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3a96258 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3a96258\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-056ce69\" data-id=\"056ce69\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8347145 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8347145\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xl\" href=\"https:\/\/sentinelgroup.ca\/fr\/annuaire-des-conseillers-photos\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Vous cherchez un conseiller?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Planification successorale Tout le monde devrait envisager la planification successorale . Sans un plan successoral solide en place, une grande partie de votre succession pourrait &ecirc;tre inutilement perdue en taxes, frais, frais administratifs et homologation. La <a class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;PLANIFICATION SUCCESSORALE&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;Un programme d&amp;#039;assurance con&ccedil;u non seulement pour fournir des fonds aux personnes &agrave; charge du prospect au d&eacute;c&egrave;s de celui-ci, mais aussi pour conserver, dans la mesure du possible, les biens personnels que le prospect souhaite l&eacute;guer &agrave; ses h&eacute;ritiers. La planification successorale implique g&eacute;n&eacute;ralement des comptables, des avocats et des agents fiduciaires de banques, ainsi que des agents d&amp;#039;assurance.&lt;\/div&gt;\" href=\"https:\/\/sentinelgroup.ca\/fr\/glossary\/planification-successorale\/\" data-gt-translate-attributes=\"[{&quot;attribute&quot;:&quot;data-cmtooltip&quot;, &quot;format&quot;:&quot;html&quot;}]\" tabindex=\"0\" role=\"link\">planification successorale<\/a> est le processus qui consiste &agrave; s&rsquo;assurer que vos actifs sont r&eacute;partis selon vos souhaits&nbsp;; donner ce [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"full-width.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-12681","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Planification successorale - Sentinel Financial Group<\/title>\n<meta name=\"description\" content=\"Tout le monde devrait envisager la planification successorale. Sans un plan de succession solide, une grande partie de votre patrimoine pourrait \u00eatre perdue inutilement en imp\u00f4ts, frais, d\u00e9penses administratives et homologation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sentinelgroup.ca\/fr\/planification-successorale\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Planification successorale - Sentinel Financial Group\" \/>\n<meta property=\"og:description\" content=\"Tout le monde devrait envisager la planification successorale. Sans un plan de succession solide, une grande partie de votre patrimoine pourrait \u00eatre perdue inutilement en imp\u00f4ts, frais, d\u00e9penses administratives et homologation.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/sentinelgroup.ca\/fr\/planification-successorale\/\" \/>\n<meta property=\"og:site_name\" content=\"Sentinel Financial Group\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/SentinelFG\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-23T20:17:16+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@SentinelFG\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/sentinelgroup.ca\/fr\/planification-successorale\/\",\"url\":\"https:\/\/sentinelgroup.ca\/fr\/planification-successorale\/\",\"name\":\"Planification successorale - Sentinel Financial Group\",\"isPartOf\":{\"@id\":\"https:\/\/sentinelgroup.ca\/fr\/#website\"},\"datePublished\":\"2022-02-11T14:53:56+00:00\",\"dateModified\":\"2025-06-23T20:17:16+00:00\",\"description\":\"Tout le monde devrait envisager la planification successorale. 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